I did a quick calculation - so it should be checked. The weird thing about a jackshaft is that regardless of the number of teeth, the both sprockets travel 1 revolution at the same time. So to calculate gear ratio based on number of teeth, you don't ratio the jackshaft sprockets to each other in the calculation.
Instead you do this:
(13/12)*(72/20) = 3.9 final gear ratio
If the engine is turning 3600 rpm max, then the max speed would be:
Engine RPM/final gear ratio = 923 rev/min (for rear tire)
923 Rev/min * distance traveled/Rev = 923Rev/min * 3.01 ft/Rev = 2778 ft/min
2779 ft/min * (60min/hr) / (5280 ft/mile) = 31.6 mph.
Hopefully someone else will check it as well...
drb